A Full Service Insurance Brokerage Firm


Life Insurance 101

We offer nearly all major carriers of life insurance

  • Term
  • Return of Premium Term
  • Universal Life
  • Whole Life
  • Survivorship
  • Guaranteed Issue
  • Worksite Marketing

We recognize that one “one size does not fit all”. We customize the life insurance program to a client’s needs.

  • Estate Preservation
  • Retirement Planning
  • Pension Design
  • Special Needs
  • Charitable Giving

Let us do a full policy review and design the custom program for you.


Life Insurance Forms & Calculators


      Life Insurance Facts from LIMRA

      Who’s at risk?

      • Three in ten American households (35 million) are uninsured and half of those state they need more life insurance.
      • The “middle market” represents the largest segment of uninsured households, with half admitting they need more life insurance.
      • One third of wives own no life insurance at all—despite the fact that 7 in 10 households, and nearly 30 percent of wives earn more than their husbands.  

      Why aren’t they buying?

      • Interestingly, a recent LIMRA study found that consumers overestimate the cost of life insurance by as much as three-fold. 
      • Thirty-five percent of shoppers who met with a sales rep yet did not buy life insurance said their sales rep failed to follow up with them.

      What motivates people to shop for life insurance?

      • Forty-one percent of life insurance shoppers said life events: getting married, having or adopting a child, or buying a home, etc.-prompt them to shop for life insurance.

      Turning shoppers into Buyers… and how Main Street Planning Group can assist.

      • Providing you with Needs Analysis tools and forms.  Studies show that a needs analysis helps customers understand how life insurance can work for them and their families.  Seventy five percent of shoppers who received a needs analysis purchased insurance, as compared to less than half of those who didn’t have a needs analysis.
      • We can work with you and your client by providing needs analysis tools or by providing an associate to partner with you.
      • Studies found that shoppers are more likely to buy insurance when the sales person recommends a specific amount of life insurance.  They also buy larger policies as a result of a recommendation. 
      • It is crucial to follow up with prospects.  Studies have found that thirty-five percent of non-buyers said they were still shopping and that the sales person should have followed up with them.  One-third were still making a decision.
      Main Street Planning Group can assist you to close more sales!  We can support you with the tools; the team and the products to grow your life insurance business. 


      © Main Street Planning Group 2018
      Website by JoanCH
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